Wednesday, June 6, 2012

New US legislation aims to curb cancer drug shortages

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Monday, June 4, 2012

One Project Closer's Before and After Competition

Summer, summer, summertime! Summer is my favorite time for home improvement projects. I?m not sure exactly why I prefer sweating it out in the summer. Maybe it is because I?m a summer baby. Who knows, but what I do know is that once the thermometer starts to climb I become a DIY busy beaver.

Last year, I shed some pounds while giving our screened porch a big ?botox-worthy? facelift. I saved oodles of money by building some furniture and upcycling others. The makeover was definitely a labor of love and an exercise in frugality.

After I posted about the transformation, I entered it into One Project Closer?s Before & After contest. Within a week, I received an email telling me that I had won the?weekly challenge! What an honor.

So, have you heard about the OPC Before & After contest?! No?! Well, let me tell you a little more. One Project Closer is a fantastic DIY Home Improvement blog written by two couples: Fred & Kim and Ethan & Jocie. Those crazy DIYers are always completing some home improvement project or another. And you can believe that I?m reading their posts to gain more DIY knowledge!

This fantastic foursome hosts an annual Before and After competition. There are prizes (oh yeah!), but more importantly there is always some love sent to one of my favorite charities: Habitat for Humanity. Each week a winner is chosen and they walk away with a Lowe?s, Home Depot or Amazon gift card. Then OPC makes a donation in the winner?s name to Habitat for Humanity! How generous of them!

So, this year I want YOU to be a winner! Get your paint brushes and hammer ready and makeover a room. Or enter one you?ve already finished!

Here?s How it Works

If you?re not familiar with the series, here?s the basics: you submit pictures and a story from a home improvement project?you?worked (no contracted jobs)?sometime over the past year. Every week of the summer (June 20 ? September 21), a winner is selected and their story is published online. Each winner gets?a $50 gift card to either Lowes, Home Depot, or Amazon, and?One Project Closer makes a donation of $100 to Habitat for Humanity in their honor!?At the end of the Summer, the best submission, as voted on by readers, wins a bonus?$150 gift card?to one of the three stores above.

This year is different and even more AWESOME because they?ve asked 13 other sites (including Pretty Handy Girl) to get involved, each hosting a week, picking that week?s winner, and featuring the Before and After article on their site. Check out the line up:


Here?s How to Enter

To submit a before and after story, email OPC your submission to?beforeandafter@oneprojectcloser.com. Your entry can be in the email itself or attached as a Word document. Make sure to number pictures in order so it?s easy for them to reconstruct the story, and please attach the pictures as JPEGs even if you also embed them inside the Word document.

Keep in mind that good before and afters include interesting pictures (before, during, and after) and a descriptive story. Here are?some?great?examples?from last year.

Alternately, they are letting people enter via a new?link party to show off great transformations.?Select one of your best makeover projects to share, and don?t be surprised if Jocie pins her favorites to?Pinterest.

So get busy y?all! I want to see your rooms the week of June 24th when I?ll be guest judging.

In case you were wondering, yes, the wig is crazy itchy and hot! So, I?m hoping y?all send me some great projects to make this ridiculous costume worth the effort!

Speaking of winners, I want to give a?big congratulations to Anash who won the $100 Lowe?s gift card this month! Congrats Anash! Be sure to check your email and reply to me ;-) .

Coming up this week, some great Father? Day ideas!

?

?

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Insider Reveals The One Secret How Local Business Marketing Can ...

Owners recognize they need local business marketing to help develop and strengthen their brand, but most don?t know how or where tocommence. A common method is to take out print ads in business phone books or local newspapers. However, this tactic hardly ever brings in a lot of customers.

Owners then feel that business marketing programs are a waste of time, so they do nothing to advertise their company. To succeed in today?s marketplace calls for making use of several online and offline techniques. Gone are the days of relying on phone books to attract customers.

Today, every small business needs to have a website; engage in blogging; produce online videos and podcasts; deliver digital newsletters; write press releases; participate in social media marketing, and connect with consumers through mobile ads.

That?s enough to overburden anyone, but the reality is all of the above need to be used to obtain a lot of brand exposure. A simple fix is to hire an online marketing company to handle tasks and monitor all of your results.

Owners often say they cannot afford to hire a professional agency. The fact is it?s substantially more costly to take on the task in-house and results will be less than hoped for. Working with specialists offers many positive aspects including higher revenue that should cover consulting and advertising costs.

Marketing social is a sophisticated process that needs to interconnect each method together to maximize outcome. Learning Internet marketing strategies requires some sort of instruction, whether from an marketing coach or online training course.

Creating a quality corporate website that is SEO-friendly and contains optimized content is very difficult. To obtain top rankings at search engines requires knowledge about backend coding, SEO keywords, latent semantic indexing (LSI}, and security, privacy, and disclosure laws. Anyone unfamiliar with these terms ought to hire skilled web designer and copywriters.

Blogs are a great way to connect with customers and generate brand awareness. However, content has to be published regularly and also needs to be optimized for the Web. Linking blog posts to website content is a great link building process that can boost search positions. Other link building methods include publishing online videos, podcasts, and articles; linking to other blogs and websites; press releases, and social media marketing.

Most owners find it beneficial to hire?business marketing consultants to become familiar with the best online marketing strategies. Specialists can help owners put together a strategic business marketing plan to include all types of marketing campaigns together.

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Debt, property risks curb China stimulus firepower

BEIJING (Reuters) - Investors counting on China to repeat its huge 2008-09 stimulus to backstop global economic growth are failing to recognize Beijing's limited scope to deliver another major spending surge.

The 4 trillion yuan ($628 billion) stimulus package launched to counter the post-Lehman global crisis won worldwide applause but left a stellar bill - a 10.7 trillion yuan ($1.7 trillion) mountain of local government debt, the risk of sour loans as growth slows and a super-heated property market.

Add in a naturally declining growth rate and China's ability and willingness to deliver a forceful response to mitigate the global impact from Europe's deepening debt crisis are seriously curtailed, analysts say.

"Not only is the policy room smaller, but the incentives for the government to produce a large stimulus package are smaller," Qinwei Wang, China economist at Capital Economics in London, told Reuters.

The National Development and Reform Commission (NDRC), China's top economic planning agency, is fast tracking investment projects to support economic growth, expected by economists to slide this year to its weakest pace since 1999.

Premier Wen Jiabao's had pledged to make the task of supporting growth more prominent, although the latest spending push is more cautious and selective than the 2008-09 stimulus, focusing on infrastructure, steel and green energy projects.

"The size of the stimulus this time round will be much smaller judging by both the needs and the constraints," Lu Feng, an economist at Peking University, said.

Few analysts can give an exact tally on the "mini" stimulus, which also includes tax cuts and subsidies for consumers.

Beijing has pledged to stabilise growth with policy fine-tuning. So far that has also included three cuts in banks' reserve ratios since November. There is little sign that Beijing will loosen its grip soon on the property sector, as it did in 2008.

Back in 2008-09, Beijing sought to stimulate growth in what it described as a "fast and heavy-handed" way. The central bank shifted policy gears to complement the pump-priming, as the economy sank into deflation.

"INVESTMENT ADDICTION"

In the dark days of the financial crisis, Beijing won international praise for turning the economy around and bolstering global growth.

But the unfettered spending fuelled economic distortions, ranging from over-investment to a come-back of state-owned monopolies.

The new investment push has already drawn fire from some Chinese academics, who argue that the short-term gain in economic growth could further worsen the economy's structure. For example, investment accounted for half of GDP growth.

"This will deepen the economic imbalances and make the further adjustments even more difficult," said Zhao Xijun, an economist at Renmin University in Beijing.

"It's like taking drugs. It's difficult to give up once you get such investment addiction. It's time to give up the addiction and reform economic structures to help long-term growth."

Although billed as a 4 trillion yuan package, only a quarter of that came from the central government. The rest was largely financed by banks that lent heavily to local governments, resulting in a staggering 10.7 trillion yuan in debt.

Standard Chartered Bank estimates that the total spending as a result of the two-year stimulus could be 10 trillion yuan.

Chinese banks have been told to roll over such loans as local governments face a revenue crunch due to falling land sales. But they are unlikely to open their purse strings again.

"The key constraints are policymakers' hesitation to repeat the mistakes of the 2008 stimulus and banks' reticence to lend on such a grand scale," Stephen Green, chief China economist at Standard Chartered Bank, said in a research report.

Beijing still has formidable fiscal firepower backed by huge revenues, but it also faces a big debt burden and obligations to shore up social security systems.

Various China government agencies have different estimates of the total size of local government debt. Yang Kaisheng, head of the Industrial and Commercial Bank of China, has put total central and local government debt at 43 percent of GDP.

Some analysts put total public debt, including implicit liabilities such as bond issues by the railway ministry, policy banks, and bad loans in the banking system, at 80-90 percent of GDP -- higher than the international standard of 60 percent.

Shi Xiaomin, vice president of China Society of Economic Reform, a think-tank under the NDRC, said the new stimulus may not be effective due to the problem of overcapacity.

"Banks are having difficulty lending even though they have money because companies don't want to borrow," he said.

The central bank is widely expected to cut bank reserves further and may even cut bank lending rates to spur growth.

REFORMS

With China's underlying potential rate of growth falling in line with the country's demographic shifts and the diminishing dividends from entry into the World Trade Organisation and market-based reforms, Chinese leaders feel less urgency to stimulate growth, analysts say.

The government, which has long pledged to wean the economy off dependence on investment and exports, has set an annual GDP growth target of 7.5 percent for 2012. Between 2011 and 2015 it aims for average growth of 7 percent a year.

"China's potential growth rate is falling but it's not entirely a bad thing. If we assume potential rate is 8 percent, that means we don't need to worry too much if growth falls to 7 percent," said Lu at Peking University.

China's annual economic growth is expected by analysts to fall to 7.9 percent in the second quarter, the first dip below 8 percent since 2009. They forecast 8.2 percent for 2012, the lowest level since 1999.

Xia Bin, a former adviser to the central bank, said last week that slowing growth alone does not imply a hard landing, as long as the job market and the banking sector remain stable.

In 2008-09, a sudden collapse in China's exports threw some 20 million migrant workers out of job.

Reforms will be the key to averting a sharp slowdown, analysts say. Beijing appears to be moving in the direction.

"New sources of growth need to be unleashed, and we think the government must speed up reforms to encourage more private investment, including in the service sector," Tao Wang, China economist at UBS, said in a research report.

Wang at Capital Economics expects growth to slow to 7.8 percent in the second quarter before rebounding to 8.5 percent in the third, with the full-year rate slowing to 8.5 percent from 9.2 percent in 2011.

But Shi at the think-tank sounded more bearish, expecting full-year growth to slow to around 7 percent.

($1=6.37 yuan)

(Editing by Neil Fullick)

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Iran rallies to aid of Iraq's embattled leader

BAGHDAD (AP) ? Iran has played many political roles in Baghdad since the fall of Saddam Hussein: spoiler to American-crafted administrations, haven for Iraqi political outcasts and big brother to Prime Minister Nouri al-Maliki's Shiite-led government.

Now add a new description as emergency repairmen trying to keep al-Maliki's coalition from splitting at the seams.

Shiite powerhouse Iran appears desperate to save the patchwork administration it helped create in late 2010 to pull Iraq out of its last major political crisis. Tehran is calling in favors among its allied factions in Iraq, and exerting its significant religious and commercial influence to try to block al-Maliki's opponents from getting a no-confidence motion.

On Monday, one of the linchpin partners in al-Maliki's government, Shiite cleric Muqtada al-Sadr, traveled to Iran for talks, government officials said. A day earlier, al-Sadr urged al-Maliki to "do the right thing" and resign, but it remains unclear whether al-Sadr will bow to Iranian pressure in the end.

A collapse of al-Maliki's government would be a potential stinging blow to Iran's ruling system, which is already nervous about the future of its other critical Middle East ally, Syria's embattled President Bashar Assad. It also presents a rare convergence of interests between Tehran and Washington, which also views the wily al-Maliki as perhaps the only viable Iraqi leader for the moment.

"No doubt Iran is a significant political force in Iraq," said Mehrzad Boroujerdi, a Syracuse University professor who follows Iranian affairs. "They are actively and aggressively trying to keep al-Maliki in power. The fear is that the downfall of al-Maliki, coupled with the uncertainties about Assad's fate in Syria, could leave the Iranians suddenly looking at unfriendly faces."

Iran's fingerprints are all over al-Maliki's inner circle.

Iran helped engineer the deal in December 2010 that brought al-Sadr's anti-American bloc into the political fold, ending a nine-month political stalemate and keeping al-Maliki as prime minister.

In April, al-Maliki was given a red carpet welcome during a visit to Tehran, where he had spent some time as an anti-Saddam activist. Iran delivered an even bigger reward to al-Maliki in May: bringing the nuclear talks with world powers to Baghdad as a symbol of the city's slow rebound from war and as a showcase of Iran's close ties.

But al-Maliki's political safety net was fraying at the same time.

One government partner, the heavily Sunni Iraqiya movement, has complained of being sidelined in decision making. Kurdish parties from northern Iraq also joined the revolt. Even al-Sadr ? who spent nearly four years in self exile in Iran to avoid American-led forces ? signaled he, too, could jump ship and leave al-Maliki's alliance dangerously close to toppling.

Last week, Iraqi President Jalal Talabani, a Kurd who has close ties to Iran and the U.S., held talks with disgruntled political factions. But he would not push the dispute to the next level by allowing a no-confidence vote in parliament, where al-Maliki's opponents would need a majority of the 325 members to bring down the government.

At least some senior Iraqi political figures believe Iran worked hard behind the scenes to block the no-confidence effort.

"There is some Iranian pressure on the president (Talabani) not to send the letter to parliament (requesting the no-confidence vote) and to support al-Maliki," said a lawmaker of al-Maliki's political bloc, speaking on condition of anonymity because he was not permitted to discuss sensitive political dealings with reporters.

Hamid al-Mutlaq, a Sunni lawmaker from the Iraqiya bloc, was more blunt: "The Iranian interference annoys us a lot."

"Iran is a big player in Iraqi politics," he said. Al-Mutlaq said al-Maliki's opponents on Sunday handed Talabani a letter with the signatures of 176 lawmakers, or 13 more than needed to bring down al-Maliki, and demanded that the president call the vote.

Iraq's political battles are further complicated by the international tussle over the country's highest-ranking Sunni politician, Vice President Tariq al-Hashemi, who is accused of running death squads that targeted Shiite officials and pilgrims. Al-Hashemi, who has sought refuge in Turkey, has denied wrongdoing and has said he is the victim of a political vendetta by al-Maliki and his allies.

Some of Iran's leverage also is applied by powerful proxies.

A top Shiite cleric, Grand Ayatollah Kazim al-Haeri, recently sent a message to al-Sadr urging him to avoid dividing Iraq's Shiites over political disputes. Although born in Iran, al-Haeri's main group of followers is in Iraq. He is also seen as al-Sadr's mentor.

On Sunday, al-Haeri went further by publishing a fatwa, or religious edict, forbidding support for secular politicians in Iraq's government. It was widely interpreted as a clear warning to al-Sadr not to risk bringing down al-Maliki's Iran-leaning administration.

"This fatwa is directed at al-Sadr," said an aide to al-Maliki. "We are waiting."

The aide also said that both the U.S. and Iranian ambassadors in Iraq are in the unusual position of pushing the same agenda: Iraq cannot be allowed to fall back into political limbo. The aide said both diplomats reached out separately to Amar al-Hakim, head of the biggest Shiite political group in Iraq, with appeals to solve the political spat through dialogue.

The aide spoke on condition of anonymity because he was not allowed to brief media.

The current political tremors, however, are just part of a wider bid for long-term influence by Iran among Iraq's Shiites.

Iran appears to be supporting a member of Tehran's ruling theocracy, Grand Ayatollah Mahmoud Hashemi Shahroudi, as eventual successor for Iraq's 81-year-old Shiite spiritual leader. Such as change would virtually cement Iran's grip on Iraqi affairs and introduce a sharply different philosophy on clerical sway in politics.

Iraq's current Shiite leader, Grand Ayatollah Ali al-Sistani, rejects a formal political role for the religious establishment, while Shahroudi is a product of Iran's system of "velayat-e-faqih," or rule by Islamic clerics.

But Iran's increasing reach in Iraq may bring some pushback of its own.

Groups such as the Sunnis and Kurds have always been uneasy about the Iran-style blurring of Shiite politics and religions. And some Shiites, including al-Sadr, had gained followers by emphasizing their Arab identity and culture rather than a satellite of Persians.

"Al-Maliki may ride out this crisis," said Mustafa Alani, an analyst at the Gulf Research Center based in Geneva. "But there is a price to pay, and that price is more Iranian influence in Iraq. This may come back to bring other problems down the road."

___

Murphy reported from Dubai, United Arab Emirates. Karin Laub in Baghdad contributed reporting.

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Friday, June 1, 2012

Stake Your Claim! ? Guide To Buying Foreclosures

by Pierre Rattini

Have you been attempting to find a way to exploit foreclosures? Are you experiencing difficulty finding precisely what it is you?re looking for? If this is the case, here you?ll find some important information about foreclosures, the property in your neighborhood, understanding how this market works, and choosing the best kind of foreclosure that will really give you an investing opportunity. Once you?ve taken a moment and viewed some of the significant info shown here, you will have a better understanding about this market and how it?s possible for you to use it to your benefit.

* Your Market Real-estate

It?s very important to understand that each housing market is really unique; but at the exact same time a foreclosure is just a forced sale. If you?re able to pick up a property in your area for cents on the dollar, this spells investing opportunity and that?s certainly something you?ll want to take advantage of. Now, it is crucial to understand that the value of real estate in your market can vary a lot from other markets right near by. You will find that there are people who can?t keep abreast of their payments and at last go into foreclosure. There is definitely not a lot wrong with the property, it is just that when hard-times creates difficulty for one situation, it creates opportunity for another. However , in order to exploit these opportunities, you will need to know just where to look.

* Understanding Foreclosures in Your Market

One of the first things someone will must do when it comes to understanding foreclosures in a market will be to chat to the men and women that know about the topic. Real estate agents in the area can provide you with all of the info you must know about foreclosures and short sales listings, when they are being sold, costs, and all the MLS lists you can look thru so as to find these valuable deals. By enlisting aid from a well informed buyer agent in the area, you?ll be able to overcome any hurdles that may prevent you from finding or purchasing a precise property. Whether you?re searching for homes, condominiums, townhomes, or second houses, you?ll find all of this and plenty more when you have decided to work with a well informed expert.

* Choosing Foreclosures in Your Market

There are numerous reasons for choosing foreclosures in almost any market or area. One of the reasons can be because this area is a holiday location. Nevertheless there are a variety of individuals that are simply looking for investment opportunities. By buying and reselling or purchasing and using these properties for rentals, a speculator will be able to harvest the advantages simply because of the acclaim of this particular area. But it is very important to understand that as with any area where foreclosures are present , property values will have dropped and as a result you may find some distressed properties in the area. So with that in mind, this is one more reason a real estate agent will be useful when it comes to locating the ideal property for an investment opportunity.

With the data provided here, you now understand a little more about foreclosures and short sales the real-estate in the area, knowing how this market works, and choosing the proper sort of foreclosure which will essentially provide you with an investment opportunity. Now you understand a bit more about this info, you?ll be able to make a better decision when referring to choosing the right sort of foreclosure for your investment needs.

Pierre Rattini has fallen madly in love with Myrtle Beach, North Beach Plantation, and where he lives in Tidewater Golf and Plantation. He enjoys writing about things to do, real-estate and what it is like to live in Myrtle Beach. He helps Realtors market foreclosures and homes up for sale in Myrtle Beach SC. His favourite expression is if your fortunate enough to live at Myrtle Beach your lucky enough.

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5 Things To Consider When Planning A New Bathroom | Home ...

Bathroom Fitter Dewsbury ? Thinking of a whole new bathroom
Whilst we offer a complete planning service as a part of our bathroom fitting service, it is always useful to have thought about the matter in advance so that you will be able to make the required choices once we present the choices to you.
Proper planning of your brand new bathroom is the most important element of the process, as a mistake in this particular stage can be costly to fix further in the future. To help you with this particular process, here are our top 5 suggestions for planning a bathroom.
Pick a price range, and adhere to it
Whilst we accommodate for just about all spending budgets, it is important to come up with a firm decision in the beginning about how precisely much you are prepared to commit to the project. This doesn?t always imply that you will have to compromise on your plans, as we may be able to source comparable fixtures and fittings a less expensive prices to achieve the look you require.
It?s also beneficial to keep some of the budget to one side, in the event that there are unpredicted problems in the installation that need to be rectified prior to bathroom is completed. All of our bathroom fitters shall keep you informed through the process of any possible issues so you can prepare accordingly.
Plan your bathrooms lighting
Your bathroom is an important place for peace, and nothing makes for a more calming atmosphere than the right lights. We are able to fit various different lighting in your bathroom, such as coloured lighting, concealed fittings as well as dimmable lights.
It is crucial that the lighting system is decided upon before tiling is started because it may not be possible to run additional cables once the walls have been tiled.
Domestic hot water source
An important factor is if your present hot water system will be able to handle the requirements of the brand new bathroom once it?s complete. Pumped showers consume a large amount of water, and corner baths need more water to fill when compared with conventional ones.
If it?s determined that your existing hot water system isn?t suitable, you?ll need to allocate some of your finances to an update, or think about having an electric shower installed instead. Electric showers, however, only operate at their best with adequate mains water pressure and may be expensive to run.
Current pipework
The position of pre-existing pipework can affect the way in which your bathroom will be laid out. Though it may be possible to box in pipework to move the positions of the wc, sink and shower, this isn?t always possible to completely rearrange the room.
We?ll be pleased to provide advice on where things are able to be positioned, and if you might have any extra expense involved in re-routing of pipework.
Bathtub, shower area or both
When you have sufficient room, it usually is worth looking at a separate bath and shower as opposed to a shower above the top of the bathtub. An individual shower cubicle provides much more space in which to stand and cuts down on the risk of slipping ? a significant consideration if many of the people utilizing the bathroom are older or infirm.
If the floor type allows, we can easily put in level access showers which don?t have any threshold to step across when going into or exiting the shower. We are able to also put in larger sized cubicles with multi-level spray heads for an exciting shower experience.

Bathroom Fitter Dewsbury

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